Given today's rising costs dental insurance is as important as health insurance. Let Sanders and Associates help you find affordable coverage for all your dental needs - from routine preventative care to restorative work.
We provide dental insurance through three companies, Alpha Dental Plan, Select Dental Plan and Anthem Blue Cross Blue Shield. The plans are compared in the table below. Click the button for each company to learn more about their plan, get a quote, or apply for the plan on-line right now.
|
|
|
Call 866-528-6547 or email
for an application |
|
Alpha Dental Plan |
Select Dental Plan |
Anthem Blue Cross Blue Shield
|
| Monthly premium rates |
Starting at $11.75 |
Starting at $37.90 |
Starting at $36.91 |
| Type of plan |
Fee-for-service plan |
Scheduled plan - covers a specific amount for each service |
Scheduled plan - covers a specific amount for each service |
| Doctor selection |
Limited to participating providers |
Use any provider - no restriction |
In-network & out-of-network providers |
| Valid for residents of: |
Colorado |
All 50 states |
Colorado, Connecticut, Indiana, Kentucky, Maine, Nevada, New Hampshire, Ohio and Virginia |
| Deductible |
None |
$50.00 deductible per person |
$50.00 deductible per person ($150 max per family)
Deductible waived for preventative care and diagnostic services
|
| Maximum benefit per year |
Unlimited |
$1000 |
$1000 |
| Waiting period |
None |
No wait for preventive and basic care, 6 month wait for major care |
No wait for preventive/diagnostic care, 6 month wait for basic care, 12 month wait for major care |
| Service/Procedure |
Your out-of-pocket cost |
Plan covers this amount |
Plan covers this amount |
| Exam |
$11.00 |
$19.00 maximum benefit |
In-network 100%, Out-of-network $26.00 maximum benefit |
| Cleaning (prophylaxis) |
$18.00 (every 6 months) |
$19.00 maximum benefit (twice in a benefit period) |
In-Network 100%, Out-of-Network $38.00 maximum benefit |
| Sealants per tooth |
------ |
$16.00 maximum benefit |
In-Network 100%, Out-of-Network $32.00 maximum benefit |
| Bitewing x-rays |
$0 (4 films) |
$17.00 maximum benefit (2 films) |
In-Network 100%, Out-of-Network $36.00 maximum benefit (4 films) |
| Intraoral x-rays |
------ |
$60.00 maximum benefit (includes bitewings) |
In-Network 100%, Out-of-Network $65.00 maximum benefit (one set every 5 years) |
| Amalgam filling |
$35.00 |
$38.00 maximum benefit |
In-Network 80%, Out-of-Network $62.00 maximum benefit |
Crown
(porcelain fused to noble metal) |
$357.00 |
$187.00 maximum benefit |
In-Network 50%, Out-of-Network $328.00 maximum benefit |
| Root canal |
$374.00 (3 canals or more) |
$145.00 maximum benefit |
In-Network 50%, Out-of-Network $261.00 maximum benefit |
| Braces |
$3700.00 for 25 month treatment |
------ |
------ |
Complete denture
maxillary |
$501.00 |
$257.00 maximum benefit |
In-Network 50%, Out-of-Network $510.00 maximum benefit |
| Extraction |
------ |
$42.00 maximum benefit |
In-Network 50%, Out-of-Network $42.00 maximum benefit |
| Plan administered by |
Beta Health Association |
Select Dental Plan |
Anthem Blue Cross and Blue Shield |
|
|
|
Call 970-223-8809 or email
for an application |
All plans may have additional benefits, exclusions, and limitations not listed here which are fully documented in each policy. Please call us if you have specific questions.
If you'd prefer to speak with us in person about your dental insurance needs, we'd love to talk with you. Please call us at 866-528-6547.