 |
|
|
|
|
|
|
 |
|
|||||
 |
 |
 |
|
|||
 |
|
|||||
 |
 |
|
||||
 |
|
|||||
 |
 |
|
||||
 |
|
|||||
 |
 |
|
||||
 |
|
|||||
 |
|
|||||
 |
|
|||||
Why Disability Income Protection Insurance?
Most of us take our health and our ability to work for granted. We prefer not to think about what might happen if we couldn’t work. But we need to think about it, just like we need to think about any family financial need. For most of us, being unable to work would mean no income and it would threaten our family security and independence.
What’s the chance of experiencing a disability?
- Consider this: At the turn of the 21st century, thirty-three million Americans were classified as severely disabled. (1)
- Three out of every 10 workers between the ages of 25 and 65 will experience an accident or illness that keeps them out of work for three months or longer. (2)
- Nearly 60% of injuries happen off the job, which means they are not covered by Workers' Compensation. (3)
- Savings can be depleted quickly during a disability. Unfortunately, one-quarter of households in the U.S. have net assets under 10,000. (4)
There’s a lot riding on your paycheck. That’s why disability income protection insurance is important.
For personalized service regarding any of our policies, call us today at 866-528-6547 or send us an . You'll be glad you did.
1. "Americans with Disabilities: 1997," U.S. Bureau of the Census,
Current Population Reports, pages 70-73, February 2001.
2. 1985 Commissioner’s Individual Disability Table A, Society of Actuaries.
3. National Safety Council, Injury Facts, 2002 Edition.
4. One-Quarter of U.S. Households are Wealth Poor, AmericaSaves press release, May 13, 2003.