Why Disability Income Protection Insurance?
Before Deborah suffered a devastating car accident, she paid little attention to how she would cover costs in case of a disabling accident. That attitude is common when it comes to disability coverage, but we need to think about it. The typical person doesn't have a clue about it until he or she needs the financial security. For most of us, waiting until a disaster strikes to start investigating your resources can leave you financially disabled, threaten our family security and independence.
What’s the chance of experiencing a disability?
- Consider this: At the turn of the 21st century, thirty-three million Americans were classified as severely disabled. (1)
- Three out of every 10 workers between the ages of 25 and 65 will experience an accident or illness that keeps them out of work for three months or longer. (2)
- Nearly 60% of injuries happen off the job, which means they are not covered by Workers' Compensation. (3)
- Savings can be depleted quickly during a disability. Unfortunately, one-quarter of households in the U.S. have net assets under 10,000. (4)
Our Disability Income Insurance policies can:
Provide monthly income to help maintain your way of life
Help preserve your independence without burdening others
Help protect your dreams and goals
For personalized service regarding any of our policies, call us today at 866-528-6547 or send us an You'll be glad you did.
1. "Americans with Disabilities: 1997," U.S. Bureau of the Census,
Current Population Reports, pages 70-73, February 2001.
2. 1985 Commissioner’s Individual Disability Table A, Society of Actuaries.
3. National Safety Council, Injury Facts, 2002 Edition.
4. One-Quarter of U.S. Households are Wealth Poor, AmericaSaves press release, May 13, 2003.