Privacy Policy

Sanders & Associates Web Site Privacy Policy

Sanders & Associates has created this privacy statement in order to demonstrate our firm commitment to privacy. We are committed to honoring the privacy of our customers and visitors to this web site. The following discloses our information gathering and dissemination practices for our web site www.healthandlifequote.com.

We do not sell, rent, or loan your personally identifiable information to any third party, except those specifically involved in the processing of your insurance quote or application. Any personally identifiable information you give us is held with the utmost care and security.

Personally Identifiable Information
You do not have to disclose any personal information to visit this Sanders & Associates web site. However, while browsing some of our web pages, you may find your needs can be better met by disclosing some information.

Our site uses on-line forms that allow visitors to request information, products, and services. We collect a visitor's contact information (name, e-mail address, mailing address, and phone numbers), and any comments you choose to provide. If you fill out a form requesting an insurance quote, we collect additional personal information you voluntarily provide. This may include information about your personal health history, current health conditions, current insurance information, and family members you want to include in your insurance quote.

The personally identifiable information we collect is used to provide you with an insurance quote or to process your application with the insurance company that you have selected.

Your contact information may also be used by a Sanders & Associates agent to get in touch with you when necessary to process your application. Emails, postal mailings or telephone calls are made upon your request or as a friendly reminder to submit your application if we have not received the application for a prolonged period after your online submission.

Data Transmission and Storage
Information you voluntarily submit through a form on this site is sent by email to a professional insurance agent at Sanders & Associates when you click the "Submit" button. The voluntary information you provide is not stored on the server hosting this web site beyond the normal procedures employed to transmit the above mentioned email.

Information Automatically Collected and Stored
As with any web site you visit on the Internet, the hosting server does collect certain system information from its users. This site automatically stores the following information during your visit:

• the Internet location (IP address)
• which pages were last visited
• the date and time of the visit and
• the software (web browser) used to visit our site

The information collected is not associated with your name or any other information you voluntarily provide. This information may be used to help diagnose problems with the web server, derive usage statistics, and to administer our web site. Usage statistics are only used as aggregated data and not to identify individuals accessing the web sites.

Links
This site contains links to other web sites. Sanders & Associates is not responsible for the privacy practices or the content of web sites linked from this or any Sanders & Associates web site. You are encouraged to read the privacy statements of these linked sites as their privacy policy may differ from ours.

Cookies
A cookie is a small file created by your web browser and stored temporarily on your computer. Cookies enable a web server to understand that your browser is still connected as you move from page to page within a web site. The cookies used by our site do not store any of the Personally Identifiable Information you may provide through a web form. Any cookies generated by visiting our site are only temporary, and may be safely deleted from your computer at any time.

Note that when you click on a link taking you to a different web site, that other web site may also generate a cookie. You are encouraged to read the privacy statements of those linked sites for more information about how they use cookies. Sanders & Associates is not responsible for the privacy practices or the content of web sites linked from this or any Sanders & Associates web site.

Notification of Changes
Sanders & Associates may edit this privacy policy from time to time. When we make any substantial changes to our use of your personally identifiable information, we will provide notification by posting a notice in our privacy policy or on our home page.

Copyright
All information contained in this web site is copyright protected, unless otherwise noted. Information may be reprinted and/or downloaded for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any non-personal or commercial use is prohibited unless prior written consent is obtained from the respective copyright holder(s).

Agreement/Terms of Use
By using this site, you agree that you understand and accept the terms listed above. If you do not agree to these terms, you may not use this site.

Questions or Comments
If you have any questions about our site, services, and company policies or procedures, please contact us using the information provided on our contact page, or write to us at Sanders & Associates, P.O. Box 270642, Fort Collins, CO 80527-0642.